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Medicare in Illinois – American Continental Life and Gerber Life Medigap Policies
It hardly matters where you go in our Great Nation; every one over the age of 65 is concerned about their Medicare coverage. And whereas, I’d like to set your mind at ease and tell you not to worry about it, I’d be less-than-ethical to do so. It’s not that I want you to worry, in fact, my job is to set you up on a plan that is worry free, and perhaps, this is what has brought you to read this article in the first place.
Not long ago, I talked to a buddy of mine who’d been vacationing in Hawaii on Oahu, and he was staying in the less-touristy side of the island in a little town called Kailua, yes, the same town the President vacations at when he isn’t being interrupted from people and events like the underwear bomber. In any case, what he told me was that even the folks that live in that quaint little tropical town in near paradise, well they were just as concerned about their Medicare coverage as you are here in the Great State of Illinois.
Indeed, I talked to a friend in California - they’ve been in the news a bit lately haven’t they - as a couple of health care insurance carriers have sky-rocketed their rates increasing premiums almost 40% in some cases literally overnight. Now those cases are being investigated by the California Insurance Board, and it is likely that the finding will be that these companies will be allowed to raise their rates, as they have been spending 70% of their income on actual claims - sounds scary doesn’t it?
Indeed, and even here with Medicare in Illinois we could see rates rise for Medigap coverage. As I have feelers out all over this country and as I listen to my customers here, it seems that everyone over the age of 65 is worried these days. This is why I always look for quotes from the best rated companies in Illinois when it comes to Medigap coverage to supplement your Illinois Medicare enrollment.
Two companies I look at, and there are a number of good companies that I run quotes by, are American Continental Life Insurance’s Medigap Coverage Policy, and Gerber Life’s Illinois Medicare Supplemental Medigap plan.
But, you say; “American Continental Life Insurance and Gerber Life Insurance are life insurance companies, so, why would I purchase my Illinois Medicare supplemental insurance through them?” So, okay, this is a good question, and you must understand that both American Continental Life and Gerber Life want your business, and they know if you have your Medigap insurance coverage through them, you might be interested in one of their life insurance plans also. You don’t have to combine all these coverage’s with one company like American Continental Life or Gerber Life, but they aim to earn your business and respect.
Doesn’t it make sense to look at companies that are going out of their way to make you happy and give you the coverage you need and desire, rather than a poorly rated carrier that really tries to maximize their income on only one type of insurance policy, and then raising the prices on you, just because they can? Anyway, why not think about that a bit, and let’s talk about getting you a great policy at a low-price.
Think about your reward - No More Stress - No More Worries - and Mission Accomplished!
Randy Gillespie is the owner of Focus Insurance Group, get expert help from an agent specializing in Illinois Medicare Supplement & Illinois Medicare. To learn more visit his site at http://www.focusinsgroup.com
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