At Focus Insurance Group, we keep your best interest at heart, focusing on YOUR needs.
We take pride in our collaborative approach, providing you the information and tools you need to make the best decision for your family. We work for YOU, not the insurance carriers.
Illinois Self-funded Group Health Insurance
Get a self funded group health insurance quote now.
The Third Party Administrator (TPA) we work with is phenomenal. And not just phenomenal; they've been certified by A.M. Best as an "Expert Insurance Service Provider" and an approved resource, listed with Business Insurance magazine's annual "Source Book". Not many Third Party Administrators are able to say that.
A.M. Best ratings are the benchmark to assess the financial strength of insurance organizations and the credit quality of their obligations.
A third party administrator is an organization that processes insurance claims for a separate entity.
Here's what we do at Focus Insurance Group when you meet with us:
• talk about what the TPA does and how it operates
• provide information that benefits you, whether it is materials or information
• ensure that what you receive is helpful, whether you choose to work with us or not
We are here to help you even if you are happy with your current TPA. In fact, we have a unique approach to our meetings. We offer advice from the point of view of being a consultant, and make the best recommendations for you whether we benefit from them or not. We believe you will learn valuable information from us that will help you with your Plan management.
We believe in taking the educational approach while going through the sales process. For instance, many employers have reinsurance contracts but are not sure the contract is right for them.
Just because an insurance carrier has a good rating does not mean the actual contract suits your organization. Reinsurance contracts may be as different as night and day. Understanding the whole picture and how it is applicable to your organization is far better than only understanding Specific and Aggregate rates.
If you do not know the whole picture and how it works, you may find yourself in the sticky situation of having a claim and finding out there was a big difference between the two rates and you now have an out of contract claim.
Come and spend some time with us at Focus Insurance Group and we will talk about what would suit your needs.
Individual & Family Health | Group Health | Self Funded Group Health
Medicare Supplements | Life Insurance
